New TFPA System Coming Soon

We are pleased to announce that we will be introducing new TFPA policy, claims and billing systems next quarter. The new systems will change the way agents manage TFPA policies and claims. […]

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File a Claim

 

  • Call 800-979-6440

  • File Online

  • Contact Your Agent

Learn about the TFPA Claims Process

Inside a Policy

What does a TFPA policy cover?

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Find an Agent

Before qualifying for TFPA, find an agent first.

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TFPA by the Numbers

Texas FAIR Plan Association provides coverage to residential properties that are denied by other insurance carriers.

  • 0

    Year Created
  • 0

    First Policy Issued
  • 0

    Policies In Force

Apply for Coverage and Maintain Eligibility

 

To be eligible for TFPA coverage, a property must meet certain requirements established by the Texas Legislature. These include property type (residential dwellings, townhouse units, etc.), denial of coverage from at least two insurance companies actively writing residential property coverage in Texas, adherence to underwriting guidelines of ownership, condition, occupancy, and more.
 
TFPA does not sell policies directly to consumers. To obtain coverage, you will need to work with a Texas-licensed insurance agent who is registered with us (find one here).

We Insure Texas Homes

TFPA was established by the Texas Legislature to provide essential property insurance for eligible Texas policyholders when no one else will. The Texas Legislature provided the statutory authority for the creation of the Texas FAIR Plan Association in 1995. That statute was enacted in 2002 and TFPA was created.
 
Texas FAIR Plan Association does not compete with the private market and applicants must have two declinations from other insurers in order to obtain coverage with TFPA.

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Red Brick House