Hurricane Beryl Update Moratorium Lifted

TFPA is responding to policyholders affected by Hurricane Beryl. Here is the latest info on the policy moratorium and a few reminders about reporting TFPA claims. The TFPA policy moratorium has been lifted by the […]

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Report a Claim

  • Call 800-979-6440

  • Report Online

  • Contact Your Agent

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Inside a Policy

What does a TFPA policy cover?

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Find an Agent

Before qualifying for TFPA, find an agent.

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TFPA by the Numbers

Texas FAIR Plan Association provides coverage to residential properties that are denied by other insurance carriers.

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    Year Created
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    First Policy Issued
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    Policies In Force

Apply for Coverage and Maintain Eligibility

To be eligible for TFPA coverage, a property must meet certain requirements established by the Texas Legislature. These include property type (residential dwellings, townhouse units, etc.), denial of coverage from at least two insurance companies actively writing residential property coverage in Texas, adherence to underwriting guidelines of ownership, condition, occupancy, and more.

TFPA does not sell policies directly to consumers. To obtain coverage, you will need to work with a Texas-licensed insurance agent who is registered with us (find one here).

We Insure Texas Homes

TFPA was established by the Texas Legislature to provide essential property insurance for eligible Texas policyholders when no one else will. The Texas Legislature provided the statutory authority for the creation of the Texas FAIR Plan Association in 1995. That statute was enacted in 2002 and TFPA was created.

Texas FAIR Plan Association does not compete with the private market and applicants must have two declinations from other insurers in order to obtain coverage with TFPA.

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Red Brick House