Changes to Texas FAIR Plan Association Policy Forms

Texas FAIR Plan Association (TFPA) has implemented policy form changes, as approved by the Texas Department of Insurance. Some of these changes are made to reflect emerging court interpretations about coverage; reduce coverage; conform to state law; or clarify existing coverage. To see the previous edition of TFPA policy forms and related endorsements, visit our dedicated webpage.

Please see the below documents for updates to the policy forms and the related endorsements:

Notice of Contract Changes – TFPA Condominium Policy Form Revisions
Notice of Contract Changes – TFPA Dwelling Policy Form Revisions
Notice of Contract Changes – TFPA Homeowners Policy Form Revisions
Notice of Contract Changes – TFPA Tenant Policy Form Revisions
Notice of Contract Changes – TFPA Endorsements

The below revised policy forms are required for new and renewal policies effective on or after February 1, 2017. These sample copies are for informational purposes only and do not replace official forms. Policyholders are encouraged to contact their agent to discuss eligibility and coverage.

Sample Copies:

TFPA Condominium Policy
TFPA Dwelling Policy
TFPA Homeowners Policy
TFPA Tenant Policy

Disclosure of Asbestos Exclusion

Endorsements:

HO-140 – Windstorm and Hail Exclusion Agreement
HO-382 – Condominium Loss Assessment Coverage
HO-400 – Sudden and Accidental Discharge, Eruption, Overflow or Release of Water or Steam
HO-401 – Sudden and Accidental Discharge, Eruption, Overflow or Release of Water or Steam
HO-802 – Replacement Cost Coverage A (Dwelling) (FAIR Plan)
HO-803 – Replacement Cost for Personal Property (FAIR Plan)
HO-804 – Replacement Cost Coverage A (Dwelling), Except Roof Coverings
HO-806 – Windstorm and Hail Exclusion Agreement (Applicable to TFPA Condominium Policy)
HO-806B – Windstorm and Hail Exclusion Agreement (Applicable to TFPA Tenant Policy)
HO-809 – Unit Owners Rental to Others (For use with the TFPA Condominium Policy)
HO-810 – Specified Building or Animal Exclusion Endorsement (FAIR Plan)
HO-811 – Specified Animal Exclusion Endorsement (For TFPA Tenant Policy and TFPA Condominium Policy)
TDP-820 – Cap on Losses from Certified Acts of Terrorism; Disclosure Pursuant to Terrorism Risk Insurance Act
HO-142 – Exclusion of Residential Community Property Clause
HO-205 – Office, Private School or Studio – Section II Liability
HO-225 – Additional Premises Liability Coverage
HO-301 – Additional Insured
TDP-003 – Exclusion of Residential Community Property Clause
TDP-001 – Windstorm and Hail Exclusion Agreement (Applicable to TFPA Dwelling Policy)
TDP-017 – Fair Rental Value (TFPA Dwelling Policy Only)
TDP-810 – Specified Building Exclusion Endorsement (TFPA Dwelling Policy)