TFPA Rate Changes Approved

On September 10, 2018 the Texas Department of Insurance approved rate changes for the Texas FAIR Plan Association’s (TFPA) Homeowners and Dwelling coverage forms. The rate changes will apply to all new policies beginning October 1, 2018 and renewal policies beginning November 1, 2018. The rate changes vary for each individual policy depending on territory. Please review the charts below for the different percentages per territory.

2018 TFPA Rate Changes

Texas Insurance Code Chapter 2211 requires that the Texas FAIR Plan Association rates be set in an amount sufficient to carry all claims to maturity and to meet all expenses incurred in the writing and servicing of the business. In making the decision for the rate changes, the TFPA Board analyzed and considered the Actuarial and Underwriting Committee’s recommendations before submitting for approval by the Commissioner of Insurance on June 8, 2018.

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